In the United States, only Nationwide offers Pet Insurance for Rabbits and other Exotic Animals in all 50 states.
MetLife sells pet insurance for rabbits, but only in the states of Alabama, Connecticut, Georgia, Iowa, Indiana, Louisiana, Michigan, North Carolina, Nebraska, Ohio, Pennsylvania, Texas, Utah, Virginia, Wisconsin and Wyoming.
Bivvy no longer insures rabbits. At one time, they had policies in Colorado, Iowa, Indiana, Kansas, Maryland, North Carolina, Oregon, South Carolina, Virginia, and Wisconsin.
Reddit article reports on Nationwide cancelling policies on some older rabbits.
Last price check on 26-Apr-2024 for Nationwide in California:
|
Rabbit’s Quote |
|
Monthly Total: |
$55.23 |
|
Breed: |
RABBIT |
|
Birthday: |
April 26, 2021 |
|
Plan: |
Whole Pet Plan 70% with $250 Deductible |
Effective October 1 2023, Nationwide has a new "Modular" policy. $100 deductible, 90% coverage with unlimited payout. Prices appear to be around $20 to $31 per month -- depending on the state. A Veterinarian has warned us that people should be careful with this policy, because they might decline a module that they need later.
Effective October 1 2021, Nationwide no longer has the 90% coverage or the Wellness Plan. The highest level available now is 70% coverage of ONLY emergencies and sickness.
Dr. Kohles has an excellent presentation on Nationwide Pet Insuance listed here.
Please especially note:
Page 10 - **Most Important** - Plan options / Coverage
Page 11 - Pre-existing Conditions
Page 16 - Top Ten Claims for Small Mammals
Page 17 - Example Ileus (GI Stasis)
Page 20 - How to use pet insurance policies
Page 21 - Submitting a paper claim form
Page 22 - Submitting a claim electronically
The Nationwide traditional plan has a $250 annual deductable and $10K annual limit.
Prices will vary substantially between states.
Monthly insurance cost for the traditional Nationwide plan is:
| Reimbursement Type | As Of | 70% |
50% |
| 3 year old rabbit in California | April 2024 | $55.23 | |
| 3 year old rabbit in California | July 2022 | $39.63 | |
|
3 year old male rabbit in Illinois |
14-Sep-2021 |
$45.24 |
$34.43 |
| Florida | Oct 2021 | $27.20 |
$20.90 |
You can save $24 annually by paying for an entire year in advance. The remaining balance is returned, if you have to cancel your policy.
At one time, Nationwide had an emergency only plan for $10/mth (or $100/yr).
That plan is no longer available to new pets.